Helping to bring the future of global money movement closer

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For more than sixty years, Visa’s successful payments network has been digitizing payments for people, businesses and governments around the world. In fiscal year 2021, we processed more than $10.4 trillion in payments volume [1] . We continue to partner with fintechs and solution providers to launch innovative ways to move money around the world. We connect with more than 3.7 billion cards, more than 100 million merchants [2] and 15,100 financial institutions [1].

Visa is the global leader in digital payments, working with industry-leading companies how to get telegram profile link and other payment networks to continue displacing cash and accelerating commerce around the world.

Dee Hock and every Visa pioneer who followed in his footsteps declared the company's mission: to create a universal network to digitize money and make the global payments ecosystem less and less dependent on cash. This mission is as relevant today as it was 60 years ago.

As commerce evolves, Visa continues to innovate to accelerate the speed, resiliency, and security of digital payments. Visa Direct is an important part of our quest to help define the future of money. Visa has been hard at work building our real-time money movement solution [3] to power transactions across a variety of use cases, including person-to-person and account-to-account funds transfers, business-to-person and small business payments, merchant settlements, and refunds [4] . In fiscal year 2021, Visa Direct processed more than 5 billion transactions across 500 programs and with nearly 550 enablement partners, reaching consumers and businesses in more than 180 countries [5].


Global money movement requires a borderless network

We are excited about the possibilities that Visa Direct can unlock as we help connect businesses and consumers around the world with a fast, secure, efficient and scale-based proposition that is limitless in innovation – all from a single connection point.


The importance of scalability

Today, Visa Direct operates as a broad money movement network with more than 5 billion terminals that combine cards and accounts. With the launch of Visa Direct Payouts, Visa now has access to 66 ACH, 7 real-time payment (RTP) networks and 5 payment gateways around the world [6]. Visa also utilizes a push payment gateway, which expands the network for disbursements with eligible non-Visa cards, while offering greater convenience and simplicity from a single integration.


The future of money movement starts now

To accelerate adoption and widespread use, Visa is introducing a single API to simplify global connection to the Visa Direct network, which reaches eligible cards and accounts to enable fast and convenient fund transfers for individuals and small businesses. Additionally, we are constantly looking to add new endpoints, such as card and crypto partners, to expand the future reach of Visa Direct.

For example, actively developing the ability for transactions to go directly to the mobile wallet is important for countries with a large percentage of unbanked populations. Visa Direct's option to send funds to the card, account or eventually wallet over a single connection can speed up time to market for our customers and partners around the world.